Description

Bespoke offers a comprehensive financial solution platform that has Buy Now Pay Later (BNPL), a variety of savings schemes, an advanced loan system and much more. Within the savings system, you’ll find Regular Savings, Emergency Savings, Duo Savings, and Saving Circles.
Stocks
Bonds

Bespoke’s advanced loan system requires users to provide recent financial statements and guarantor information. Admins review this data to determine loan eligibility. Admins can establish loan plans, including suggested amounts, interest rates, failed interest, durations, and more. The platform effectively tracks pending loan applications, defaulters, and completed loans. An integrated loan calculator offers users a preview of their repayment plan upon loan approval. If enabled by admin, users can repay loans in installments. Users cannot apply for a loan if a pending application exists. Admins can view detailed statistics, including earnings from loan repayments. To avoid increased interest rates, the system sends reminders to clients two days before repayment deadlines. Each loan application includes bank account details. Modifying loan plans doesn’t impact ongoing applications.